Debt Collector Abuse and Violations of the FDCPA - Tampa Bankruptcy Attorney Michael Barnett, PA


This firm is now able to have all meetings necessary to file a bankruptcy case by telephone or video chat via Skype or Zoom.  Documents can be signed electronically, and filed upon the electronic signature with the originals mailed to the office by postal mail later.  Court hearings before judges are almost always held by telephone until the emergency is over, and meetings of creditors set before April 10 are continued, ones set after April 10 are tentatively being scheduled but procedures may change to do these by video or telephone.


The firm remains open to serve your needs while keeping everyone safe.

813-870-3100 | 506 N. Armenia Ave. Tampa FL 33609

Michael Barnett, PA
506 N. Armenia Ave. Tampa FL 33609 | 813-870-3100


Debt Collector Abuse:


Violations of Fair Debt Collection laws.


Many clients behind on their payments experience creditors violating the Fair Debt Collections Act. Violations under this law include calling friends or neighbors about a debt you owe, lying about actions they can or will take to collect the debt, lying about your rights, using foul language, or calling too many times in one day, to mention a few.


If you believe you may have a right under this law you should take the following steps:

1. If it relates to one or more phone calls, write down any information about the call during the call or immediately thereafter.

- If you speak with someone, write down the name of the person you spoke to, the time and date of the call, who they are calling from, who they are collecting for (if not themselves), and what was said as best you can recall.


2. Do not record the call, unless the message was left on an answering machine, it is illegal to record telephone conversations in Florida without consent of both parties.


3. Keep copies of all collection letters to show to counsel.


Damages for violations of the debt collection laws include actual damages including emotional distress, $1,000 in statutory damages, and attorneys fees.

We generally refer these cases out to an attorney specializing in this area.

Over 25 Years in Florida

Serving Hillsborough and Pasco County Florida for Over 25 Years!

Michael Barnett has provided his services in and around Tampa, Florida covering Hillsborough, Pasco and Polk County for over 20 years.

Board Certified

Mr. Barnett is board certified by the American Board of Certification in consumer bankruptcy law, and has been board certified since January 1993.

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