Tampa Bankruptcy Attorney Michael Barnett, PA - Board Certified Consumer Bankruptcy Lawyer


This firm is now able to have all meetings necessary to file a bankruptcy case by telephone or video chat via Skype or Zoom.  Documents can be signed electronically, and filed upon the electronic signature with the originals mailed to the office by postal mail later.  Court hearings before judges are almost always held by telephone until the emergency is over, and meetings of creditors set before April 10 are continued, ones set after April 10 are tentatively being scheduled but procedures may change to do these by video or telephone.


The firm remains open to serve your needs while keeping everyone safe.

Board Certified Consumer Bankruptcy Attorney serving Hillsborough, Pasco and Polk County, Florida for over 25 years!


Michael Barnett is a bankruptcy lawyer representing consumers and small businesses in Chapter 7, Chapter 11, Chapter 12, and Chapter 13 bankruptcy cases in west central Florida.

Mr. Barnett is board certified by the American Board of Certification in consumer bankruptcy law, and has been board certified since January 1993. While the main office is in Tampa, appointments are also available in Dade City.


Mr. Barnett has achieved the AV Preeminent rating by the premier lawyer rating organization, Martindale-Hubbell. Only about 10% of attorneys achieve this rating.

Martindale-Hubbell Preeminent Award presented to Michael Barnett

AV® , AV Preeminent® , Martindale-Hubbell DistinguishedSM and Martindale-Hubbell NotableSM are Certification Marks used under license in accordance with the Martindale-Hubbell® certification procedures, standards and policies. www.martindale.com/ratings

Important Information concerning Bankruptcy and Debt Relief Services:




There is no charge for initial consultations regarding the filing of a bankruptcy case for the client.


Our office is now able to accept debit cards for payment, and have most or all appointments (including an initial appointment) via phone call or zoom unless client requires in person appointments.

  • Notice required by BAPCPA: We are a debt relief agency agency. We help people file for bankruptcy relief under the Bankruptcy Code.


  • Nothing on this website should be considered an offer to represent the viewer in any matter.


  • Only Mr. Barnett can determine whether he will take any given case, after reviewing the situation in an appointment with the person.


  • The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, review the section disclosing Mr. Barnett's qualifications and experience.



2016 Pro Bono Award


AV Preeminent 2021



Our Mission:

The firm is dedicated to helping individuals and small businesses through financial problems with individualized attention to the clients.


We can file bankruptcies to stop foreclosures, deal with tax debts, and stop most lawsuits. We make every effort to treat the clients as we would want to be treated by similar professionals.



No money down scam! Don't be scammed by your own attorney. A number of bankruptcy firms are now advertising no money down chapter 7 or 13 cases. Often, later in the website the fine print, or print that is designed to be nearly impossible to read, will say all fees must be paid prior to filing. What fees if there is no money down? Either they are trying to mislead you before you hire them, or they are requiring more money, often much more than we charge for a whole case, to be paid after the case is filed. Some even sell this debt to debt collectors as soon as the case is filed. Do you really want to be harassed for debts again as soon as the case is over?


In almost all cases you only need to pay $100 to hire us, then can refer most creditors to our office, giving you time to pay a reasonable fee for the bankruptcy over time. For chapter 13 cases, we can often take our entire fee through the payments to the bankruptcy trustee. Don't fall for scams by less than honest attorneys, hire someone who you can trust to look out for your best interests.



Beware of attorneys quoting a 'firm' price on the phone then giving different prices at the appointments. According to a recent report, the median attorney fee charged for a chapter 7 case is $1,500. Despite the fact that I have been board certified since 1993, longer than most of these attorney have been practicing, I try to keep our standard fee around here if there are not unusual problems, but the fee can be higher or lower depending on the potential problems and how quicking the case has to be filed, and whether there would be more problems in waiting. The fee can be paid over time, but we need it before the case can be filed. In the meantime clients can refer creditors to our office. I always try to work with the client's to find something that works for them. I cannot give firm prices without an appointment as I take much longer to go over the situation and explain the options to clients than most other attorneys.

Over 25 Years in Florida

Serving Hillsborough and Pasco County Florida for Over 25 Years!

Michael Barnett has provided his services in and around Tampa, Florida covering Hillsborough, Pasco and Polk County for over 25 years.

Board Certified

Mr. Barnett is board certified by the American Board of Certification in consumer bankruptcy law, and has been board certified since January 1993.

BBB Accredited

The BBB has determined that this business meets accreditation standards.


Company Profile:

In order to become board certified, an attorney must have been engaged in the full-time practice of law for five years, and had substantial involvement in bankruptcy law for the three years prior to certification. Further, references must be obtained and a written examination passed. Finally, the attorney is required to take 60 hours of continuing education each 3 year period for certification, which is double the continuing education required by the Florida Bar. For more information, see the American Board of Certification's homepage.


Michael Barnett obtained a Bachelor of Arts degree at Furman University, and the law degree at University of Florida in 1985. He was admitted to the Florida Bar in October 1985. After becoming a partner at the law firm of Isaak & Barnett, he opened his own firm in 1992 and has practiced as a single lawyer firm since then.


He is admitted to the Florida Bar and the US District Court for the Middle District of Florida.


Mr. Barnett will handle Chapter 7 bankruptcy liquidation cases for individuals and corporations, Chapter 13 bankruptcy debt repayment plans for individuals and small unincorporated businesses, and Chapter 12 bankruptcy farm repayment plans for individuals and small businesses. He is also one of the few local consumer attorneys that handle bankruptcy appeals. Michael Barnett has briefed and argued bankruptcy appeal cases up to the 11th circuit court of appeals.


Mr. Barnett's analysis of the 2005 bankruptcy law has been linked by the primary national bankruptcy website, Abiworld, the American Bankruptcy Institute and he is a contributing author to Strategies for Consumer Bankruptcy Appeals found on Amazon and Thomson Reuters.


Analysis of BAPCPA: 2005 bankruptcy Law


Mr. Barnett has prepared a free analysis of the 2005 bankruptcy law and cases interpreting it. This analysis is designed primarily for other attorneys or legal professionals rather than clients or potential clients. However, his expertise in this field will enable him to give a more accurate an analysis of the client's situation.

Choosing among Tampa bankruptcy attorneys:


Be aware there are many companies advertising, both for personal injury and now Tampa bankruptcy lawyers, which are only referral services. Almost all of these have minimal or no qualification requirements for the consumer bankruptcy attorneys, but simply charge the attorneys to refer cases to them.

There are also national law firms that have recently expanded to the Tampa Bay area and hired local attorneys with limited experience who are filing huge numbers of Chapter 7 bankruptcy cases and Chapter 13 bankruptcy cases. Be sure to determine the qualifications of the attorney actually representing you in the bankruptcy court before you have any attorney represent you.

Report: Beware scam artists pretending to assist in avoiding foreclosure:

A report out from the National Consumer Law Center warns of scam artists targeting homeowners in foreclosure. Scams may involve someone charging fees for trying to work with the mortgage company to avoid foreclosure, and never carrying through; or purchasing the home from the owner and claiming to allow the owner to live there with reduced rent (which does not stop the foreclosure and the owner is kicked out anyway); or signing documents purporting to refinance the house that actually transfers ownership to the scam artist.